EduLoan ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, apply for educational loans, or use our services.
1. Information We Collect
- Personal Information: Name, email address, phone number, date of birth, government-issued ID, school/university information, financial data.
- Loan Information: Loan type, requested amount, repayment preferences.
- Automatically Collected Data: IP address, browser type, device type, browsing actions via cookies and tracking technologies.
2. How We Use Your Information
- To process and assess your loan application
- To communicate with you about your application and updates
- To comply with legal and regulatory obligations
- To improve our services and user experience
3. Sharing Your Information
We do not sell your personal data. We may share your information with:
- Financial institutions or lenders involved in your application
- Service providers who assist with processing or hosting
- Government or regulatory bodies when required by law
4. Cookies and Tracking
We use cookies to enhance site functionality, analyze traffic, and personalize content. You may control cookie settings through your browser.
5. Data Retention
We retain your information for as long as necessary to provide services, comply with legal requirements, and resolve disputes.
6. Security
We implement appropriate technical and organizational measures to safeguard your data from unauthorized access or disclosure.
7. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access and review your personal data
- Request corrections or deletion
- Withdraw consent for data processing
- Lodge a complaint with a data protection authority
8. Third-Party Links
Our site may contain links to third-party websites. We are not responsible for their privacy practices or content.
9. Children’s Privacy
We do not knowingly collect personal data from children under 13. If we learn that we have done so, we will delete the information promptly.
10. Changes to This Policy
We may update this Privacy Policy periodically. We encourage you to review this page regularly for any changes.